非預期通脹的收入再分配

[考試技巧/拆題]

Redistributive effect under unanticipated inflation
非預期通脹的收入再分配

DSE 13/1/34
Which of the following people will benefit from unanticipated inflation?
A. A loan shark who lends out a sum of money at a floating interest rate.
B. A manager who receives a fixed salary with the period of a two-year contract.
C. A flat-owner who repays a fixed-rate mortgage loan.
D. A retired teacher who receivers dividends from various listed companies.

當上述問題出現，很多同學雖然懂得處理，但方法不夠快，往往靠記例子去分析。其實這類題目步驟上只要先寫下題目需要找什麼，再對照ABCD選項，便能秒殺，無須仔細看內容。

Step 1：Unanticipated 非預期 + Fixed Payment 固定金額 + 俾$的一方 = benefit有得益
Step 2：A ---> not fixed (floating) 錯!!；B ---> 收$, 錯!!；D ---> 收$, 錯!!
Ans：C

在考試做題目時，目的是快狠準在DSE ECON兩卷取得全對，故方法技巧一定要配合，才有最佳效果。